Legal NoticesL E G A L S
NOTICE OF MORTGAGE FORECLOSURE SALE
This firm is a debt collector attempting to collect a debt. Any information we obtain will be used for that purpose. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Saginaw County, Michigan, starting promptly at 10 o'clock in the forenoon on Friday, December 19, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
The mortgage was made by ANDREW L. GAINES, a single man ("Mortgagor"), to HAUSBECK PICKLE COMPANY, a Michigan banking corporation, having an office at 1626 Hess Avenue, Saginaw, Michigan 48601 (the "Mortgagee"), dated May 22, 2015, and recorded in the office of the Register of Deeds for Saginaw County, Michigan on June 9, 2015, in Liber 2817, Page 985 (the "Mortgage"). By reason of a default under the conditions of the Mortgage, the Mortgagee elects to declare and hereby declares the entire unpaid amount of the Mortgage due and payable forthwith. Mortgagee is the owner of the indebtedness secured by the Mortgage.
As of the date of this Notice there is claimed to be due for principal and interest on the Mortgage the sum of Thirteen Thousand Six Hundred Sixty-Nine and 12/100 Dollars ($13,669.12). No suit or proceeding at law has been instituted to recover the debt secured by the Mortgage or any part thereof.
The premises covered by the Mortgage are situated in the City of Saginaw, County of Saginaw, State of Michigan, and are described as follows:
The East 28 1/2 feet of Lot 78 and the West 33 feet of Lot 79 of GRATIOT HEIGHTS PLAT, according to the Plat thereof, as recorded in Libre 3, Page(s) 36, Saginaw County Record (the "Property").
Together with all the improvements erected on the real estate, and all easements, appurtenances, and fixtures a part of the property, and all replacements and additions.
Commonly known as: 1909 Ottawa St., Saginaw, Michigan 48602
P.P. #18022900000
Notice is further given that the length of the redemption period will be one (1) year from the date of sale, unless the premises are abandoned. If the premises are abandoned, the redemption period will be the later of thirty (30) days from the date of the sale or upon expiration of fifteen (15) days after the Mortgagor is given notice pursuant to MCLA §.3241a(b) that the premises are considered abandoned and Mortgagor, Mortgagor's heirs, executor, or administrator, or a person lawfully claiming from or under one (1) of them has not given the written notice required by MCLA §.3241a(c) stating that the premises are not abandoned.
If the premises are sold at a foreclosure sale, under MCLA §.3278 the Mortgagor will be held responsible to the person who buys the premises at the mortgage foreclosure sale or to the Mortgagee for damaging the premises during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice.
Dated: November 12, 2025
HAUSBECK PICKLE COMPANY
Mortgagee
Elisabeth M. Von Eitzen
WARNER NORCROSS JUDD LLP
150 Ottawa Avenue NW, Suite 1500
Grand Rapids, MI 49503-2487
(616) 752-2000
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF SAGINAW
PUBLICATION OF NOTICE OF HEARING
FILE NO. 25-147736-DE
In the matter of Carolyn S. Zaggy, deceased
TO ALL INTERESTED PERSONS including:
Unknown heirs of Carolyn Zaggy
Whose address(es) are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A hearing will be held on December 8, 2025 at 1:30pm at 111 S. Michigan Ave., Saginaw, Michigan 48602 before Judge Patrick McGraw (P34430) for the following purpose:
Petition for Probate and Appointment of Personal Representative
November 10, 2025
Katelyn A. Sweeney (P84365)
Burgess and Sweeney Law, PC
512 N. Franklin St. Suite A
Frankenmuth, MI 48734
(989-262-9130
Cederberg Funeral Home of Frankenmuth, Inc.
590 N. Franklin Street
Frankenmuth, MI 48734
(989) 652-9991
NOTICE TO CREDITORS
TO ALL CREDITORS of PATSEY A. FIELD:
THE SETTLOR, PATSEY A. FIELD, born on January 1, 1942, and who lived at 8530 N. Orr Road, Freeland, Michigan 48623, died on September 3, 2025. There is no personal representative of the Settlor’s estate to whom letters of authority have been issued.
Creditors of the decedent are notified that all claims against the FIELD TRUST NO. 1, dated August 13, 2007, as amended, will be forever barred unless presented to JOEL B. FIELD, Successor Trustee, within 4 months after publication of this Notice.
Notice is further given that the Trust will thereafter be assigned and distributed to the persons entitled to it.
November 11, 2025
ZOLTON LAW OFFICES
Darrell R. Zolton (P45626)
6420 Normandy Drive
Saginaw, Michigan 48638
(989) 792-1111
JOEL B. FIELD
8706 N. Orr Road
Freeland, MI 48623
(989) 529-8029
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF SAGINAW
PUBLICATION OF NOTICE
FILE NO. 25-147717-GA
In the matter of Monica Jane Elvin, an Alleged Incapacitated Individual,
TO ALL INTERESTED PERSONS:*
And any and all unknown heirs of Monica Jane Elvin
whose address(es) are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A Petition for Appointment of Guardian shall be heard Honorable Patrick J. McGraw on December 2, 2025, at 9:30am at 111 S. Michigan Avenue, Saginaw, Michigan 48602.
At that time a Guardian will be appointed for
Monica Jane Elvin
November 5, 2025
Diane L. Thompson (P61076)
P.O. Box 6778
Saginaw, MI 48608
(989) 270-1341
Andrea Rushing/LMSW/Great Lakes PACE
3378 Fashion Square Boulevard
Saginaw, MI 48603
(989) 272-7610
STATE OF MICHIGAN
PROBATE COURT
SAGINAW COUNTY
NOTICE TO CREDITORS
Decedent's Estate
CASE NO. 25-147718-DE
Patrick J. McGraw
Court address: 111 S. Michigan Ave. Saginaw, MI 48602
Court telephone no: (989) 790-5279
Estate of Frances F. Freeman, Deceased
Date of Birth: June 26, 1944
TO ALL CREDITORS: *
NOTICE TO CREDITORS: The decedent, Frances F. Freeman, died September 28, 2025.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Troy Briggs, personal representative, or to both the probate court at 111 South Michigan Avenue, Saginaw, Michigan 48602 and the personal representative within 4 months after the date of publication of this notice.
November 14, 2025
ZOLTON LAW OFFICES
Darrell R. Zolton (P45626)
6420 Normandy Drive
Saginaw, MI 48638
(989) 792-1111
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF SAGINAW
PUBLICATION OF NOTICE OF HEARING
FILE NO. 25-147754-DE
In the matter of James Arnold Guerincy, deceased
TO ALL INTERESTED PERSONS including:
Christine, Janet, Daniel Guerincy
Whose address(es) are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A hearing will be held on December 15, 2025 at 9:00am at 111 S. Michigan Ave., Saginaw, Michigan 48602 before Judge Hon. Patrick McGraw (P34430) for the following purpose: Petition for Probate
November 17, 2025
Lateasha Henley
2962 Arlington Drive
Saginaw, MI 48601
(989) 714-1212
136107
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